Medigap Plan F
Most comprehensive Medigap plan, but closed to those new to Medicare after 2020-01-01.
Full explanation
Medigap Plan F covers everything Medicare Parts A and B leave you with, including the Part B annual deductible. Federal law closed Plan F (and Plan C) to anyone who became Medicare-eligible on or after January 1, 2020 — those enrollees pick Plan G or Plan N instead. Existing Plan F enrollees can keep it indefinitely. Because the Plan F risk pool is closed and aging, Plan F rate increases tend to outpace Plan G — many longtime Plan F holders eventually switch via medical underwriting if they remain in good health.
📎 Primary source: official source
Need help with Medigap Plan F? Call 256-800-4885 for free guidance from a licensed insurance agent in our nationwide network.