High-Deductible Plan G
Plan G coverage after a federal annual deductible (~$2,870 in 2026); cheapest Medigap monthly premium.
Full explanation
High-Deductible Plan G (HD-G) provides identical coverage to standard Plan G — but only after you meet a federal annual deductible (about $2,870 in 2026). Monthly premiums are the lowest of any Medigap plan, often $40–$70 vs. $110–$200 for standard Plan G. Best fit: healthy enrollees who can absorb the deductible in a bad year and want to minimize predictable monthly cost. Same federal standardization applies — HD-G coverage is identical across carriers.
📎 Primary source: official source
Need help with High-Deductible Plan G? Call 256-800-4885 for free guidance from a licensed insurance agent in our nationwide network.