Children's Health Insurance Program (CHIP)
Federal-state program for children whose families exceed Medicaid income limits but can't afford private coverage.
Full explanation
The Children's Health Insurance Program (CHIP) provides low-cost or free health coverage for children up through age 18 in families with income too high for Medicaid but not high enough to comfortably afford ACA marketplace coverage. Income limits vary by state — most generous: NY/MA/DC/NJ at 300-400%+ FPL; least generous: TX/FL/GA at 200-205% FPL. CHIP must cover well-child visits, immunizations, dental, vision, hospital, ER, prescriptions, and behavioral health. Enrollment is year-round (no Open Enrollment requirement).
📎 Primary source: official source
Need help with Children's Health Insurance Program (CHIP)? Call 256-800-4885 for free guidance from a licensed insurance agent in our nationwide network.