Terms of Service

Last updated: April 29, 2026

These Terms govern your use of InsureCo.org. By using the site, you agree to these Terms.

1. Eligibility

You must be at least 18 years old and a U.S. resident to request insurance quotes.

2. Not insurance, legal, or tax advice

Content is for general education. While reviewed by licensed insurance professionals, it does not constitute personalized advice. For personalized advice, request a consultation with a licensed agent through our quote forms or by calling 256-800-4885.

3. No carrier endorsement

References to specific carriers or products are for comparison purposes. Same-letter Medigap plans are federally standardized โ€” same benefits across carriers โ€” so the right carrier depends on your specific ZIP code, age, health, and budget.

4. Quotes and rates

Premium ranges are general estimates. Your actual premium depends on your underwriting class, ZIP code, age, gender (where allowed), tobacco status, and the specific carrier.

5. Personal information

When you submit a quote form, you consent to be contacted by InsureCo and the assigned licensed agent. See our Privacy Policy. Consent is not a condition of purchase.

6. Prohibited uses

7. Intellectual property

The InsureCo name and content are owned by InsureCo. Carrier names referenced are trademarks of their respective owners.

8. Disclaimers

The site is provided "as is" without warranties. Insurance regulations change frequently; year-specific data is updated as soon as practical after regulators publish updates.

9. Limitation of liability

To the maximum extent permitted by law, InsureCo is not liable for indirect or consequential damages. Direct damages are limited to the amount you paid us โ€” $0 for consumer use.

10. Governing law

These Terms are governed by the laws of the State of Alabama. Any dispute will be resolved in the state or federal courts located in Lauderdale County, Alabama, unless applicable consumer-protection law in your state requires otherwise.

11. Contact

๐Ÿ“ง insureco@gmail.com ยท ๐Ÿ“ž 256-800-4885